Regular benefits
How Many Hours Do You Need for EI? (420–700 by Region)
Short answer
In 2026, you need between 420 and 700 hours of insurable employment in your qualifying period (usually the last 52 weeks) to get EI regular benefits. The exact number depends on the unemployment rate in your EI economic region: 700 hours where it is 6% or less, dropping in steps of 35 hours to 420 where it is above 13%. Sickness, maternity, parental and caregiving benefits instead need 600 hours, wherever you live.
How the hours requirement works
EI regular benefits are for people who lose their job through no fault of their own. Before anything else, you need enough insurable hours: the hours you were paid for in insurable employment, added up across all your jobs.
Those hours are counted in your qualifying period. That is generally the 52 weeks before your claim starts, or the time since your last claim started if that is shorter. In some situations, such as periods when you could not work, it can be extended up to 104 weeks.
The number of hours you need is not the same across Canada. It depends on the unemployment rate in the EI economic region where you live (where you normally reside, not where your employer is). Statistics Canada data is used to set each region's rate, and Service Canada updates the rates every 4 weeks. Whatever rate applies when your benefit period starts is locked in for that claim. To see your region's current rate and hours requirement, check the regions page.
The hours table by regional unemployment rate
This is the requirement set out in section 7 of the Employment Insurance Act, in effect for claims in 2026. The higher your region's unemployment, the fewer hours you need.
| Regional unemployment rate | Insurable hours needed |
|---|---|
| 6% and under | 700 |
| More than 6% up to 7% | 665 |
| More than 7% up to 8% | 630 |
| More than 8% up to 9% | 595 |
| More than 9% up to 10% | 560 |
| More than 10% up to 11% | 525 |
| More than 11% up to 12% | 490 |
| More than 12% up to 13% | 455 |
| More than 13% | 420 |
Each step is 35 hours, which is roughly one full-time week. Meeting the minimum gets you through the door. Your hours also decide how many weeks you can collect, which is covered in how long you can collect EI.
Worked examples
These examples use the 2026 table above. Your region's actual rate is on the regions page.
- Part-time, 20 hours a week for 30 weeks. 20 × 30 = 600 hours. That meets the 595-hour requirement in a region above 8%, but not the 630 hours needed in a region between 7% and 8%. Same job, different answer depending on where you live.
- Full-time, 37.5 hours a week for 20 weeks. 37.5 × 20 = 750 hours. That is more than 700, so it qualifies in every region in 2026.
- Short contract, 35 hours a week for 13 weeks. 35 × 13 = 455 hours. That only qualifies in regions where unemployment is above 12%.
- Two jobs. 300 hours at a café plus 380 hours at a warehouse is 680 hours. Hours from both jobs count, as long as both were insurable. That qualifies everywhere except regions at 6% or under, where 700 hours are needed.
What counts, and what doesn't
Your hours come from your Records of Employment (ROEs). Each employer reports the insurable hours you were paid for. Check every ROE: missing or wrong hours are a common reason a claim falls short. See ROE explained.
- Counts: paid hours in insurable employment with any employer during the qualifying period, including part-time, casual and contract jobs.
- Doesn't count for regular benefits: self-employment, and work that is not insurable employment. Self-employed people who opt in can only get special benefits, never regular benefits (see opting in as self-employed).
- Only the qualifying period counts: because the qualifying period stops where your last claim started, hours already used for a previous claim can't be counted again, and hours older than the qualifying period don't carry over.
- Special benefits are different: sickness, maternity, parental and caregiving benefits need 600 insurable hours in the last 52 weeks, regardless of region. See EI sickness benefits.
When the rules shift
Past violations. If you had a violation on an earlier EI claim, you may need more hours, up to 1,400 in a region at 6% or under.
Why you left each job. Normally, Service Canada can look at every job you left during the qualifying period. Quitting without just cause or being let go for misconduct can make you ineligible. Under a temporary measure, for claims starting between October 11, 2026, and October 9, 2027, only your most recent reason for separation is reviewed; if that last job ended through no fault of your own, hours from earlier jobs in the qualifying period can count too. This measure is temporary, so check canada.ca for its current dates. See quit, fired or laid off.
Without work and pay. Besides hours, you must have been without work and without pay for at least 7 days in a row, and you must be ready, willing and able to work and looking for a job.
If you're close, apply anyway
Estimates can be off by a few hours, and only Service Canada makes the decision. If you think you are close, don't wait to gather more hours or to receive your ROE. If you apply more than 4 weeks after your last day of work, you may lose benefits. You can apply on canada.ca and send documents afterward.
The MyEI eligibility checker compares your hours with your region's requirement and flags the most common risks, such as the reason you left.
For a decision on your own claim, only Service Canada can tell you: call 1-800-206-7218 or start at canada.ca/en/services/benefits/ei.html. MyEI is an independent information and estimate tool and is not affiliated with Service Canada or the Government of Canada.
Before you apply, check
- You have added up insurable hours from every employer in the last 52 weeks (or since your last claim started)
- Your total meets your region's requirement (420–700 hours in 2026; check the regions page)
- Your most recent job ended through no fault of your own, or you had just cause for leaving
- You have been without work and without pay for at least 7 days in a row
- You are ready, willing and able to work and are actively looking
- You will apply within 4 weeks of your last day of work
How to check your hours
Find your region's requirement 5 min
Enter the postal code where you live on the regions page to see the current rate and hours needed.
Collect your ROEs or pay stubs 15 min
Gather records for every job in the last 52 weeks. You can view ROEs your employers filed electronically in My Service Canada Account.
Add up the insurable hours 10 min
Add paid hours from all jobs. Leave out self-employment.
Compare and apply About 1 hour
Compare your total with the requirement, then apply on canada.ca within 4 weeks of your last day of work, even if you are close to the line.
Dates that affect your hours
- 52 weeks before claim startQualifying period begins
Hours in the 52 weeks before your claim (or since your last claim started) count.
- Day 0Last day of work
Ask for your ROE and start your application.
- Day 77 days without work and pay
You need at least 7 consecutive days without work and pay.
- Within 4 weeksApply-by line
Apply within 4 weeks of your last day of work, or you may lose benefits.
- Claim startRegional rate locked
The unemployment rate in effect when your benefit period starts sets your hours requirement and your weeks for the whole claim.
Common mistakes
Counting only your last job
Hours from every insurable job in the qualifying period add up. People who only count their last employer often think they fall short when they don't.
Using the wrong region
The requirement depends on where you live, not where you work or where your employer's head office is. A commute across a regional boundary can change the number of hours you need.
Not applying because you're a few hours short
ROEs sometimes show more hours than people expect, and only Service Canada decides. Waiting can push you past the 4-week line. Apply and let them assess it.
FAQ
Can I get EI with 420 hours?
How many hours do I need for EI sickness or maternity benefits?
Do hours from more than one job count?
How many weeks of full-time work is 700 hours?
What if I don't have enough hours?
Sources
- EI regular benefits: Eligibility (canada.ca)
- Employment Insurance Act, section 7: qualifying for benefits (Justice Laws)
- EI program characteristics by economic region (Service Canada)
- Find your EI economic region by postal code (Service Canada)
- Temporary Employment Insurance measures to respond to major changes in economic conditions (canada.ca)
- Regulations Amending the Employment Insurance Regulations (Pilot Project No. 25), SOR/2026-203 (Canada Gazette)
- EI regular benefits: Apply (canada.ca)
Checked on November 6, 2026. Numbers are reviewed every January and whenever Service Canada changes a rule.
Questions about your own claim? Contact Service Canada at 1-800-206-7218 or canada.ca/ei. MyEI.ca is independent and does not apply for you.